Background Check Shows False Criminal Record, What Should I Do?

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It can be very frustrating, you go to apply for a job, get hired and then the company needs to run a background check.  Once it is run the background says that you have a criminal record and you are denied the job.  What to do?  The first thing is to obtain a copy of […]

Do Expunged Records Show Up On Background Checks?

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When you apply for a new job, your prospective employer will likely run a background check on you. This may also happen if you register as a volunteer or bid on a contract. If a company is going to be working closely with you in any capacity, they will want to know as much about […]

Can You Sue For Incorrect Credit Reporting?

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What Can I Do? You absolutely have the right to raise disputes for what you believe are errors on your credit report. As soon as a dispute is raised, the credit reference agency must begin an investigation into what you have raised or remove the error. If the credit reference agency does not remove what […]

Why Would My Mom’s Name Be On My Credit Report?

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Whether you want to buy a new car, apply for a mortgage, or even apply for a job, a credit report plays a part in so many life events. A credit report details your financial history, and it can be quite confusing and worrying to spot another person’s name on there, even if it is […]

What Do I Do If Someone Else’s Name Is On My Credit Report?

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When you are reading through your credit report, you may be shocked to discover another person’s name on it. It can be difficult to know what to do when this happens. To help you, read through this article. What Could It Mean? The presence of another person’s name on your credit report could mean a […]

Why Is My Credit History Being Linked To Another Person’s History?

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Overview Keeping track of our credit report is an essential part of our lives and the key to our financial successes for lending. Your credit report is in essence, a detailed examination of your responsibility and stability of your lending history. It gives potential lenders the opportunity to read through all of your previous borrowing […]

How Do I Fix Errors On My Credit Report?

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If you’ve clicked onto this article, the chances are, you’re worried about your credit report. Whether you haven’t checked your credit report in a while and are concerned that the information is outdated, or you’ve just read through your report and found some errors, you’re probably wondering what to do next. If you suspect or […]

How Do You Fix An Incorrect Rental History?

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When looking for a new house it can be a very stressful time, a house that you want can be taken off of the market quicker than it was put on it if it is something that people want to buy. You can even be rejected by your landlord for having a poor rental history. […]

How Common Are Credit Report Errors?

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A credit report is highly important in regards to how eligible you are for certain loans and credit cards, so when you notice a mistake it can lead you down a path of worry. You may initially think that it can’t be a mistake and that you are at fault. However, it is possible that […]