Protection Against Credit Reporting Errors

consumer protections lawyer

(314) 260-6116

WHY CHOOSE US

Consumer Law Attorney

Cook Law exists to protect consumers from erroneous reporting by credit agencies, credit furnishers and collections. We ensure that our clients benefit from the protections afforded by the Fair Credit Reporting Act (FCRA). Every year hundreds of thousands of credit report errors, background check errors, and identity thefts occur, unbeknownst to consumers. Often these errors are not discovered until the most vulnerable time, like when a consumer is pulling their credit score to secure a small business loan or funds for a new home or car, only to be denied because of inaccurate credit reporting information.

Lawyer Matt Cook is a Consumer Law Attorney in St. Louis and Chicago. With his expertise, clients are able to reverse the devastating effects of credit inaccuracies, identity thefts, false information on a background check and debt collector harassment. Cook Law provides credit repair services and consumer protection law that restores your good name, cleans up your credit report, and in many cases, wins damages against the parties responsible for your emotional distress.

Consumer Credit Protection Lawyers Can Help

 

  • An aspiring homeowner who is excited to purchase a home but when they get their credit pulled from a mortgage broker they discover something incorrect on their credit reports that should not be there.
  • A business owner who is applying to get small business loan but when the bank runs his or her application they see a collection issue on the business owner’s personal credit report that is an unjust error and not supposed to be there.
  • An employee who is applying for a job or has a job and the employer requires them to pass a background check to obtain or keep their job.  Once the employer obtains the background check of the potential employee their appears information that is inaccurate that prevents the employee from securing the job.
  • Everyday working people who attempt to refinance their house and draw out some equity.  However, when they get their credit pulled from a lender they discover multiple accounts on there that do not belong them and are a result of identity theft.
  • Anytime there is false or inaccurate information on your credit report or background check
  • When you are the victim of identify theft
  • When you have been double-billed by medical collections and your hospital or care provider
  • When you are being harassed by debt collectors

Don’t Wait to Fix Credit Reporting Errors

man at computer denied a loan