Your long-term financial health should be in the hands of professionals who are held to the highest ethical standards if you have damaged credit or are attempting to avoid such damage. Contact our St Louis credit repair lawyers instead of contacting a credit repair services organization.

Even if you normally made timely payments in the past, human error is beyond anyone’s control. A random late payment should not cripple your creditworthiness.

Do you have Credit Report issues?

Have you been overlooked for a mortgage loan or advance or credit card? Are there some negative accounts on your credit that are ruining your credit score, preventing you from obtaining mortgages, loans, financial aid, etc?

Regrettably, there could be errors on your credit report as well, from incorrect individual data to incomplete data. All of this negatively affects your financial appearance, but we can be of support in fixing it. Making a credit argument is your right, and we can help.

Contact our office to schedule a Free Consultation.

If you have a case, we may be able to take it contingent, meaning no money out of pocket for you. Call (314) 260-6116 Now!


Schedule Free Consult
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Contact our office to schedule a Free Consultation.

If you have a case, we may be able to take it contingent, meaning no money out of pocket for you.

Call (314) 260-6116 Now!


A proficient credit report dispute attorney can assist you in resolving these matters and get you the high credit score low interest rates you deserve.

It’s estimated that there is incorrect information on credit scores of more than 30% of Americans. Yet, they think it’s too tiny to affect them. But honestly, they are wrong about it!


Do you doubt your credit report shows any incorrect information? It will badly affect your credit evaluation. Now you need to worry no more. We can help you sort and fix the errors on your credit report and reestablish your credit swiftly in a lucrative style.

You might be punctual and up to the mark on all balance sheets, but inappropriate balances that display credit limits that seem too high or low can influence your credit evaluation.

It will question your eligibility to get a loan or cost you thousands of dollars by smashing up higher interest rates because your credit score is negatively squeezed. A simple free consultation with our firm can save your day and help your credit score.


Suppose you want to construct a credit report effectively. In that case, it is highly recommended to speak with an attorney that is a credit expert rather than relying on a credit repair company to solve your issues with credit reporting agencies.

Countably many repair companies out there will promise to fix your credit in a few weeks or instantly qualify you for a loan. The fact is some of these companies use misleading and deceitful strategies to get you prompt outcomes, but they collapse soon and might cause you more damage in the longer run.

Conversely, our lawyers offers only legal, ethical, and actual credit counseling to help you rebuild your lifespan. They will be upfront about your options and explain in detail how you should proceed.

These credit repair services advise you on fabricating or neglecting information on the credit application that sums to illegal action against you. However, it’ll be the company’s fault.

Credit lawyers are qualified and learned to practice law, while repair companies do not realize the complications tangled with the law that administers the credit report portion.

A credit attorney has extensive information and knowledge to dispute credit statements and have your credit loss covered. The credit repair attorney will implement consumer defense laws to guard your credit report and history and will even ensure 100% accuracy.

Contact Our Saint Louis Missouri Firm Today at (314) 260-6116

We know the Law. Our practice is dedicated to defending your rights. We can help with:

  • Identity Theft
  • Low Credit Score / Poor Credit Score Caused by Credit Reporting Agencies
  • Poor Credit Due to Inaccurate Information or Inaccurate Reporting of Late Payments
  • Disputes with Credit Bureaus
  • Inaccurate Reporting Resulting in Negative items on Your Credit Report
  • Any other Legal Issue

Call the Attorneys at our St Louis Missouri firm location at (314) 260-6116.

  • Top rated Credit Repair Attorney in St Louis, Missouri

  • Affordale, Honest and Reliable Law Firm

  • Attorney Matt Cook is a Credit Repair Expert

  • Considered one of the Best Credit Lawyers in Saint Louis, Mo

  • Is there a Credit Lawyer Near Me? Yes, Call Matt Cook at (314) 260-6116 for High Qulaity Legal Services

  • Credit Repair Lawyer Familiar with Bankruptcy with Great Reviews Offering Credit Repair Services

Inaccuracies on Your Credit Report are Unacceptable

Erroneous credit bureau reports are pretty common. It’s estimated that over 2/3 of credit reports inaccurate information, and at least 50% of those inaccuracies have a negative impact on credit ratings and scores. Therefore, the majority of Missourian residents require some sort of assistance with their credit.

Errors in Credit Bureau Reports and Score That You Should Be Aware Of

Credit report inaccurancies occur when creditors and credit bureaus handle consumer information incorrectly. usually resulting in the following types of credit report issues:

Have you declared Bankruptcy in Missouri?

If you have filed for bankruptcy, you’re at an even higher risk of credit reporting issues, along with debt harassment. When someone files for bankruptcy, the court sends out an order that is called an automatic stay. The automatic stay halts any lawsuits that may be filed against you about your debts, as well as stops debt collectors from calling you or acting against your collateral or property. We know bankruptcy law and what rights you are entitled to.

Outdated Accounts

Are negative credit report items being reported that are over 7 yrs old?Credit reporting bureaus often expiration dates and continue to include old debt on credit reports.

Common Name?

When someone has the same name as a relative, or has a common name, their credit information is commonly intertwined. I f 2 Joe Martins (or Joe Martin Sr and Joe Martin Jr) live in the same city, an outstanding bill from one could show up on the other’s credit report, and vise versa.

Incomplete or Erroneous Information

Incomplete or Erroneous Information Worse, lenders may provide credit reporting agencies with incorrect names, addresses, and other information.

Identity Theft

When customers report identity theft to creditors and credit bureaus, the disputed items are intended to be investigated and removed from credit reports. However, prompt removal is not always possible, and fraudulent transactions and accounts may appear on credit reports erroroneously.

Consumers Have a Legal Right to Factual Credit Reports.

Credit scores in St. Louis do not have to suffer as a result of erroneous credit reports. Under the Fair Credit Reporting Act (FCRA), consumers are entitled to error-free credit reports, and we can help you protect your rights. As a result, we are able to repair credit report mistakes, and some of our clients are even compensated for their losses.

Saint Louis Credit Repair Law Firm

  • Law Firm

  • Credit Reporting

  • CFPB

  • Creditrepair

  • State of Missouri

  • Bankruptcy

  • Harassment

  • Litigation

  • Reputation

  • Economic Freedom

  • The Credit Pros

STL credit repair attorney Matt Cook offers credit repair in Saint Louis. Their missouri credit repair lawyers (near Saint Louis) know credit law.