Debt Harassment Under the Federal Fair Debt Collection Practices Act

Although most lenders are usually very scrupulous about the kind of debt collection behavior they espouse, there are always bad seeds that can indulge in harassment or intimidation to ensure that debts get paid. In many cases, it’s third-party debt collectors that engage in unethical and illegal practices to get you to pay your money. […]

Debt Harassment After Bankruptcy

Bankruptcy is usually the last option that any individual takes when faced with crippling amounts of debt, and little to no prospects for recovering from it. There are a few different kinds of bankruptcy, of which the most common for individuals are Chapter 7 and 13 bankruptcy. However, in both cases, the burden of debt […]

Why You Shouldn’t Ignore Your Credit Score

Perfect credit scores are probably one of the most important parts of being a well-organized adult, especially if you’re getting serious about organizing your financial position. What you should understand about achieving good credit scores is that they rely heavily on consistent credit building via strategic borrowing and payments. Credit scores are checked by banks […]